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Moishe Alexander - Relief Urged for Indebted Canadians

Posted by | Business | Monday 9 February 2009 4:18 pm

Canadian Funding Corp Review and Comments by Moishe Alexander On the Relief Urged for Indebted Canadians and the New Rules for US Credit Card Industry

Canadian Funding Corporation?s Review on the New Rules for US Credit Card Industry and Relief Urged for Indebted Canadians

It was reported in the Toronto Star on December 15, 2008 that Kevin Leonard, an associate professor at the University of Toronto said that Canadians who fail to pay their credit card bills on time can be slapped with interest rate hikes, and said such hikes should be regulated. He went on to say that Canada needs a new consumer watchdog to look out for the best interests of credit card users and to keep consumers informed of credit terms and conditions.

Moishe Alexander, President of Canadian Funding Corporation recommends that the Canadian Government implement the same credit card reform that the US Federal Reserve is currently considering and voting on. ( Moishe Alexander )

Banking regulators in the US are expected to prohibit credit card companies from increasing interest rates and penalties on a whim with prohibitions being implemented that would prevent any credit card company from increasing interest rates or imposing penalties until after 30 days has elapsed from a past-due credit card bill.

The new US rules on the credit card industry is to prevent any increases on current balances and will hopefully prevent any further or deceptive practices that are being currently carried on by credit card companies.

Learn more about Moishe Alexander and the business of Moishe Alexander. (RA2009-2)

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Steven C Wyer On Information Technology

Posted by | Technology | Monday 9 February 2009 3:55 pm

“It’s all about information.” Steven C. Wyer ought to know. In more than thirty years of diversified business experience it has always come down to information and how to use it. Steven Wyer’s work background ranges from television production to co-founding a global nutritional company, then expanding into several regulated industries. There is a common thread: information.

As Steven C. Wyer transitioned into service-oriented businesses, skills adapted. Holding licenses in real estate, insurance and the FINRA series 7, 63 and 24 as a principal in a midwestern regional securities firm, he learned quickly that the only way to grow business was through information. “Insurance, real estate, securities, even your ability to network socially depends on the information that is available to you and about you,” says Steven C. Wyer.

In 1987, Mr. Steven C. Wyer accepted the position of Vice President/Financial Services for Redmond, Washington based Voicelink International. In that position, Steven C. Wyer was responsible for national marketing initiatives to vertical markets within the financial services sector. Again, it was all about information. Clients included American Bankers Insurance, Mortgage Management, Safeco Insurance, Bank of Chicago, Bank of New York and Chase Manhattan Bank. “It became electronic information that grew businesses. Credit scores, lifestyle information harvested from surveys, direct mail and telemarketing. These were the tools that allowed us to reach high levels of performance for our clients” Mr. Wyer remained with the company through its acquisition by a subsidiary of Kawasaki Steel Corporation.

In 1992, Mr. Steven C. Wyer established Wyer Creative Communications, Inc., an integrated direct marketing company focused on the financial services industry and functioning as a fully integrated direct marketing company. The company was recognized in 1999 as the fasted growing company in middle Tennessee for five consecutive years and appointed to the Nashville Chamber of Commerce Hall Of Fame for private business (http://www.nashvillechamber.com/future50/fame.html). WCC utilized proprietary computer telephony integration and data rich information to support the efforts of 400+ employees based out of two national call centers (insert link to news article PDF). Clients included General Electric, Chase, H&R Block, Equitable Securities, CTX, Banc One, and First USA. Over the next nine years this company would grow and influence the way the mortgage industry created, processed and serviced its clients. This period of time ushered in the “next wave”: consumers and the Internet. Steven C. Wyer states, “Even a decade ago, the average consumer was not interacting with electronic information on a daily basis, it all changed so quickly. Google started in 1998 and by 2001 everyone knew what search engines could do. WCC was able to take advantage of this awareness and expand services to our clients’ customers”

Steven C. Wyer has been a consultant to financial institutions involved in consumer lending and collections, mortgage lending, and institutional asset management. Steven C. Wyer’s professional memberships have included the National Association of Securities Dealers, The Mortgage Bankers Association, The Direct Marketing Association, American Teleservices Association, The Debt Buyers Association and most recently The eMarketing Association. “Every one of these industries is now driven almost completely by the internet,” reflects Wyer.

From 2001 until 2005 Steven C. Wyer built two companies that acquired and collected on just under one billion dollars worth of consumer debt. Fourteen call centers, three law firms and information built these companies into very powerful recovery platforms. “I’m so thankful I transitioned out of that business when I did. Those businesses were all built on information found on the internet. We had access to a tremendous amount of instant information through the internet; it’s what drove those businesses.”

Fast forward to 2006, Steven C. Wyer diversified his professional interests. Mr. Steven C. Wyer founded FlexHedge (FlexHedge.com) (https://www.bbb.org/online/consumer/cks.aspx?ID=1080530103729), a structured finance company providing fixed rate, fixed term financing for small and midsized public companies as well as individual stock holders. This time the firm was accessing information on public companies, officers, directors and key employees.

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Helpful Tips for Corporate Blogging

Posted by | Blogs | Monday 9 February 2009 3:17 pm

Blogs are massive resources of information from both inside and outside companies. Businessmen survive the world of blogging because they know how and where to dig information while protecting their own secrets. Although blogging can be risky world for businesses, there are several helpful tips that can help bring success to corporate blogging.

The Important of Training

It is important to make sure the members of the communications team. In the past, this team was composed of a small group. However, with the advent of blogging, everyone who blogs at the company is spreading a specific message about the company. People who handle the blogging for the company must be trained to avoid any spill of unnecessary information.

If by accident, important information regarding the company has been disclosed, this can put the company under the watchful eyes of the regulators. More so, inappropriate leaks can provide competitors with leverage and may lead to embarrassing revelations about the inner workings of the company and its staff.

Although the usual action to be taken is to restrict employees from blogging, this can be a shortsighted decision. Bloggers from within the company can easily relate and make contact with potential clients and even enhance the brand of the company.

The Fake Blogs

Several, if not all, companies are eager to establish one-on-one links with their consumers, though they are often hesitant to venture in the world of blogging. As a result, they set up fake blogs. Fake blogs are those that are created by marketing departments of the company in order to promote a product, brand or service using a fake name or character.

These kinds of blogs are risky since several bloggers who are passionate about what they do view them as an insult to the blogging community and no one can deny the fact that these blogs are very visible to the public.

Although there are no rules prohibiting a company from making pseudo-blogs, the subject of creating one is always welcome. Always keep in mind that you can choose to create fake blogs but remember all the risks involved.

Blog Tracking

Tracking blogs is one of the easiest and most important tips to remember. Firstly, the company can look around online and search for the most influential blogger who writes about their products or services. Remember to read the blogger?s updates everyday and perform an automated tracking of discussions.

Tracking blogs is important because even those postings from small-time bloggers can be selected by search engines, strengthened by a well-known blogger and ultimately hit the mainstream.

The Public Relations

Blogs have the ability to break down barriers between the company and its customers. It is important for businesses to take that into consideration and adjust. There are several companies that start blog in order to attain customer loyalty and address the customers? concerns and comments. Relating to the customers is a vital factor in the survival of a business. Knowing what the customers think about the products or services can help enhance the company?s services.

The Company?s Secrets

Take into consideration one secret or secrets that you have kept at your company. Be it a list of projects for the following year or information about scandalous activities, there are several things that you must learn no to leak to your competitors.

In blogging, there is a certainty that you must rethink about something that you are trying to avoid, for that fact that other companies are increasingly sharing information to win new partners and generate new ideas. Although this does not mean that they are not keeping any secrets from you or that you must not keep any from them, it is important to reevaluate whether you can gain more out of sharing details than keep them to yourself.

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Workout Routines For Real People

Posted by | Health | Monday 9 February 2009 6:48 am

Have you picked up a health and fitness magazine lately and notice how great the models look in the pictures? Well, it’s no surprise that they look amazing because those are mostly professional models or health and fitness trainers. So they spend most of their time working out the gym, to sculpt their bodies. No wonder they look great!

But when we think about workout routines, we know for a fact that most of us cannot afford to follow similar routines. After all, we are real people with real jobs. Who can afford all that time and energy working out in the gym everyday?

Still, that shouldn’t become our excuse to not workout. A great workout plan can help improve overall health and increase energy levels and vitality. Regular exercise will also make you look more youthful. You will have more energy for your children, and your family and friends.

Many people avoid workouts because they want to avoid pain. Some even think that it’s a complete waste of time to workout everyday! The irony is, these very same people age faster compared to everyone else. That’s because they don’t exercise.

So how can a regular man or lady stick to a workout routine?

The first step to take, is to create workout plans. Your plan is what kicks everything into motion. Without a proper plan that you can stick to, you may just procrastinate and put off your workout routines. On top of that, you won’t even know if you are making any progress. So you definitely need a good workout plan.

When coming up with a plan, be as realistic as you can. If you find your goals to be too ambitious, break your plan into several smaller plans. In other words, create different phases that you can follow. Level 1, what are you going to achieve? Level 2, what are your goals? And you keep going until you attain the fitness level that you want.

As you make realistic plans, you must also be prepared to make time for your workout routines. This boils down to time management. Plan in advance, and block of certain time slots just for your workouts. If you don’t plan in advance, other activities may just creep up on you, and before you know it, the day is over. And you realize that you have missed your workout.

Of course, like most people, you may have a busy work schedule. If you afford just 20 minutes a day, then start with that. Working out for 20 minutes each day is still better than not working out at all.

You can also speak with a professional workout trainer to find out if there are any workout routines that are easy and convenient to carry out. For all you know, you can even work out while you work!

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Moishe Alexander - Relief Urged for Indebted Canadians

Steven C Wyer On Information Technology

Helpful Tips for Corporate Blogging

Workout Routines For Real People